Credicorp Q4 EPS Misses by 11% While Revenue Beats by 4.2%
Credicorp reported Q4 adjusted EPS of $5.88, missing estimates by 11% and rising from $3.76 a year ago. Quarterly revenue reached $1.8 billion, exceeding consensus by 4.2% and up 28% year-over-year.
1. Q4 Earnings Miss
Credicorp reported adjusted earnings per share of $5.88 for the quarter ended December 2025, falling 11% short of the $6.61 consensus estimate. This represented an earnings surprise of -11.0%, compared with a year-ago EPS of $3.76 and two prior beats in the last four quarters.
2. Revenue Performance
Total revenue climbed 28% year-over-year to $1.8 billion, surpassing analyst forecasts by 4.2%. This marked the third revenue beat in four quarters, driven by strong loan growth and fee income across its Peruvian banking operations.
3. Share Performance and Outlook
Shares have risen 19.8% year-to-date, outperforming the S&P 500’s 1.4% gain, as investors weigh the mixed earnings. Consensus for Q1 2026 stands at EPS of $6.99 on $1.73 billion in revenue, making management’s forward commentary a key near-term catalyst.