Deutsche Bank sees tokenization moving into mainstream finance
DB•Deutsche Bank published three reports examining tokenization’s potential to reshape financial infrastructure, payments and global capital flows. The reports say adoption is expanding beyond Treasury products and money market funds, while tokenized assets remain small relative to traditional markets.
1. Tokenization’s potential
Deutsche Bank’s three reports examine how tokenization could affect financial infrastructure, payments and global capital flows. They say tokenized money could reduce payment and settlement friction, but interoperability, liquidity and governance remain significant hurdles.
2. Adoption and access
Adoption is expanding beyond Treasury products and money market funds into broader market infrastructure, though tokenized assets remain small relative to traditional markets. Easier access could attract global investment as countries compete for funding for AI infrastructure and strategic industries. The reports expect tokenization to modernize financial infrastructure rather than eliminate intermediaries.
