Eagle Financial Services Q3 2026 net income falls 15% year over year to $4.75 million
EFSI•Eagle Financial Services’ third-quarter 2026 net income fell 15% year over year to $4.75 million. Net interest income rose to $17.63 million, while noninterest expenses increased 12% to $16.13 million.
1. Quarterly results
Eagle Financial Services’ third-quarter 2026 net income fell 15% year over year to $4.75 million. Net interest income rose year over year to $17.63 million, while noninterest expenses climbed 12% to $16.13 million.
2. Income and merger costs
Noninterest income dropped 38% from the second quarter to $5.3 million, reflecting the prior quarter’s gain from selling its Bearing interest. The proposed merger with John Marshall Bancorp generated $342,000 in merger-related expenses during the quarter.
