Encore Capital Group Q4 Revenue Soars 78% to $473.6M, EPS $3.37
Encore Capital Group reported Q4 revenue of $473.6 million, up 78.3% year-over-year, beating the $422.2 million estimate and delivering EPS of $3.37, reversing a prior-year loss of $9.42. Shares rose 7.3% to a new 52-week high near $63.18, extending a 13% year-to-date gain despite heightened volatility.
1. Q4 2025 Financial Results
Encore Capital Group reported fourth-quarter revenue of $473.6 million, a 78.3% increase from Q4 2024 that topped the $422.2 million estimate. The company delivered EPS of $3.37, reversing a $9.42 loss in the year-ago period and marking a significant profitability turnaround.
2. Market Reaction and Share Performance
Shares jumped 7.3% in morning trading to reach $63.18, a new 52-week high, reflecting investor enthusiasm over the results. The stock has recorded 18 moves exceeding 5% over the past year and is up 13% year-to-date, underscoring its volatility.
3. Long-Term Growth and Volatility Trends
A $1,000 investment five years ago would now be worth $1,890, highlighting strong long-term returns. Frequent double-digit moves tied to earnings and operational efficiency gains emphasize the company’s sensitivity to quarterly results.