Equifax Market Pulse Index rises 0.7% to 61.3 in Q2 2026
EFX•Equifax’s Market Pulse Index rose 0.7% to 61.3 in Q2 2026. Consumer sentiment fell to a record low of 49.5, while overdue non-mortgage payments declined and personal savings fell to $622.6 billion.
1. Household stability measures
Equifax’s Market Pulse Index rose 0.7% to 61.3 in Q2 2026, signaling improved household financial stability. The share of non-mortgage payments at least 60 days overdue fell from 2.1% to 1.9%.
2. Savings and spending
The financially vulnerable Strivers segment shrank 4.2% to 20.6% of households, while the middle segment grew 0.9% to 69.1%. Personal savings fell to $622.6 billion, the lowest level since 2022, while spending reached a record $16.9 trillion. Inflation increased to 3.5% as shrinking financial cushions tested household stability.
