Equity Bancshares Q2 FY26 net income rises 73.2% to $26.44 million
EQBK•Efficiency ratio improved
- Efficiency ratio improved to 53.38% from 63.62%, helped by operating leverage following the NBC and Frontier mergers.
Balance sheet and credit metrics
- Total assets increased to USD 7.73 billion at June 30, 2026; deposits rose to USD 6.3 billion.
- Provision for credit losses rose to USD 1.3 million from USD 19,000; nonperforming assets increased to USD 66.32 million.
Quarterly results and profitability
- Equity Bancshares posted Q2 net income of USD 26.44 million, up 73.21% from a year earlier; diluted EPS rose to USD 1.27.
- Net interest income climbed to USD 73.87 million; net interest margin widened to 4.36% from 4.17% a year earlier.
