Euronet Q4 EPS Falls 3.6% to $2.39 as Expenses Surge 9%
Euronet Worldwide’s Q4 adjusted EPS was $2.39, missing estimates by 3.6% despite 15% year-over-year earnings gain as revenues climbed 6% to $1.1 billion, topping consensus by 0.2%. Operating expenses rose 9% to $1 billion, dragging operating income down 18% to $101 million, and management projected 10–15% EPS growth for 2026.
1. Q4 Financial Results
Euronet Worldwide reported adjusted Q4 EPS of $2.39, a 15% increase year-over-year but 3.6% below estimates. Revenues rose 6% to $1.1 billion, beating consensus by 0.2%, while operating income fell 18% to $101 million on 9% higher expenses.
2. Segment Performance
The EFT Processing unit delivered $303.3 million in revenue, up 14% year-over-year and exceeding forecasts, with transactions rising 34% to 4.306 billion. The epay unit’s revenue grew 3% to $353.6 million but saw adjusted EBITDA dip 2%, while Money Transfer revenue of $454.4 million missed estimates and operating income plunged 36%.
3. Balance Sheet and Outlook
Euronet ended the quarter with $1 billion in cash, down 18.7%, total assets of $6.5 billion and net debt of $1 billion, down 8.6%. Management projects 10–15% adjusted EPS growth in 2026, driven by strategic expansions and fee-increase initiatives.