Evertec reported Q4 revenue of $244.8 million, up 13% year over year, with adjusted EBITDA of $98.8 million (40.3% margin) and adjusted EPS of $0.93, up 7%. Segment performance included a 40% jump in Latin America Payments revenue to $109.3 million, 3% growth in both Merchant Acquiring and Puerto Rico payment services, and a 7% drop in Business Solutions to $58.3 million.

For the full year, revenue rose 10% to $931.8 million (11% constant currency) and adjusted EBITDA increased 10% to $373.4 million, achieving a 40.1% margin. Adjusted EPS climbed 10% to $3.62, operating cash flow reached $227 million, and year-end liquidity stood at $490 million.

Evertec generated $227 million in operating cash flows in 2025 and returned approximately $82 million to shareholders through repurchases and dividends. The board authorized a refreshed share repurchase program of up to $150 million through December 31, 2027, reinforcing its commitment to shareholder value.

Management guided 2026 revenue to $1.024–1.036 billion, implying 9.9%–11.2% growth, and forecast adjusted EPS growth of 6.1%–9.4%, with a 39.5%–40.5% EBITDA margin and an 11%–12% tax rate. The outlook excludes the pending Dimensa acquisition in Brazil, expected to close in Q2 2026, and highlights ongoing integration of Tecnobank and production rollout with Banco de Chile.