Experian’s Perceptions of AI Report found that 84% of surveyed financial institutions rank AI as a critical or high-priority technology over the next two years, while 89% expect AI to play a vital role across the lending lifecycle. The study also revealed that 73% of respondents worry about the regulatory environment and 65% cite AI-ready data quality as their biggest challenges, highlighting Experian’s strength with its Ascend AI-powered platform.