FB Financial Corporation’s board of directors has approved a quarterly cash dividend of $0.21 per share, representing an 11% increase from the prior quarter’s $0.19 payout. This marks the company’s 32nd consecutive dividend payment and reflects ongoing confidence in its earnings power. The dividend will be paid on February 24, 2026, to shareholders of record as of February 10, 2026. FB Financial, through its wholly owned subsidiary FirstBank, operates 90 full-service branches across Tennessee, Kentucky, Alabama and Georgia, and holds approximately $16.3 billion in total assets.

For the quarter ended December 31, 2025, FB Financial reported net income of $57.0 million, or $1.07 per diluted common share, compared with $0.81 per share in the prior-year period. On an adjusted basis, which excludes certain merger, integration and performance-based items, net income was $61.5 million, or $1.16 per share, versus $0.85 per share a year earlier. Full-year net income rose to $122.6 million, or $2.45 per share, while adjusted diluted earnings per share increased to $3.99 from $3.40, driven by strong mortgage banking results and disciplined expense management.

Loans held for investment grew to $12.38 billion at quarter-end, up 29% year-over-year and modestly above the prior quarter’s $12.30 billion. Total deposits climbed to $13.91 billion, a 24% increase from one year ago, while the net interest margin expanded to 3.98% from 3.50% in Q4 2024. The allowance for credit losses on loans stood at $186.0 million, or 1.50% of loans held for investment, unchanged from the prior quarter. Annualized net charge-offs remained low at 0.05% of average loans, and nonperforming assets represented 0.97% of total loans, underscoring disciplined underwriting and stable asset quality.