FB Financial reported Q4 2025 net income of $57.0 million, or $1.07 per diluted share, up from $0.81 a year ago, with adjusted EPS of $1.16 and net interest margin rising to 3.98%. Loans held for investment rose 29% y/y to $12.38 billion and deposits climbed 24% y/y to $13.91 billion, boosting total assets 23.9% y/y to $16.30 billion and common equity 24.3% y/y to $1.95 billion.