First Bancorp Q4 EPS Beats Estimate by $0.03, 20% Year-over-Year Gain
First Bancorp posted Q4 EPS of $0.55, beating the Zacks Consensus Estimate of $0.52 and up from $0.46 a year ago. The result represents a 20% year-over-year earnings increase, highlighting improved profitability.
1. FBP Q4 EPS Performance
First Bancorp reported fourth-quarter earnings of $0.55 per share, exceeding the Zacks Consensus Estimate of $0.52 and representing a 19.6% increase from the $0.46 earned in the year-ago period. This marks the third consecutive quarter in which the company has outpaced consensus forecasts, driven by disciplined expense management and stable credit costs. Investors will note the year-over-year EPS growth reflects both modest loan growth in the quarter and continued strength in fee-based revenues, positioning FBP for potential dividend increases and share repurchase authorization in 2026.