First Internet Bancorp 3Q26 net income rises to $4.8 million year over year
INBK•First Internet Bancorp’s third-quarter 2026 net income rose to $4.8 million from both the second quarter and a year earlier. Net interest income increased 14% year over year to $34.7 million, while fintech deposits nearly tripled to $4.7 billion.
1. Quarterly results
Net interest income climbed 7% from the second quarter to $34.7 million. Net charge-offs fell 53% quarter over quarter to $8 million, driven by declines in franchise finance and small business lending. Fintech deposits reached $4.7 billion, including $2.9 billion held off-balance sheet.
