First Internet Bank survey finds 46% of U.S. consumers followed budgets in past six months
INBK•A First Internet Bancorp survey of 1,000 U.S. adults found 46% followed a budget in the past six months. The survey also found 76% were optimistic about the next 12 months, while 32% felt extremely confident covering an unexpected $1,000 expense.
1. Survey findings
The survey found that 36% of respondents focused on reducing debt, 31% on building emergency savings and 27% on improving credit scores. Budgeting and spending tools ranked highest for boosting financial confidence at 29%, followed by debt reduction strategies at 20%.
2. AI assistant beta
First Internet Bank launched a beta Model Context Protocol that connects approved account data to AI assistants through read-only access.
