Fiserv Beats Q4 EPS Estimates, Maintains $85 Price Target with 2026 Guidance

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RBC Capital maintained a Buy rating on Fiserv with an $85 price target after Q4 adjusted EPS of $1.99 beat consensus by $0.09 on $5.28 billion revenue, up 1% year-over-year. Fiserv forecasts 1–3% organic revenue growth and $8.00–8.30 adjusted EPS for 2026, and expands ServiceNow AI partnership.

1. RBC Capital Maintains Buy Rating

On February 16, RBC Capital analyst Daniel Perlin reiterated a Buy rating on Fiserv, maintaining an $85 price target based on the company’s disciplined investment approach and efficiency improvements under its One Fiserv strategic plan.

2. Q4 Earnings Beat Expectations

In Q4 2025, Fiserv delivered adjusted earnings per share of $1.99, surpassing consensus by $0.09, on revenue of $5.28 billion, representing a 1% increase year-over-year.

3. 2026 Financial Guidance

Fiserv projects organic revenue growth of 1–3% and adjusted earnings per share between $8.00 and $8.30 for the full year 2026, reflecting confidence in its core growth drivers and operational efficiency.

4. ServiceNow Partnership Expansion

Fiserv expanded its partnership with ServiceNow to deploy Now Assist for Financial Services Operations and IT Service Management, aiming to integrate AI-driven workflows that bolster IT efficiency and enhance client service operations.

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