Fold Rolls Out Bitcoin Credit Card to Waitlist with Up to 4% Rewards
FLD•Fold Holdings has begun rolling out its bitcoin rewards credit card to select waitlist members, shipping physical Visa cards via Stripe and integrated in its app. The card delivers up to 4% bitcoin back on eligible purchases, network bonuses, Apple Pay support, rewards tracking and bitcoin bill payment rebates.
1. Rollout and Distribution
Fold has begun issuing its Bitcoin credit card to select waitlist members, starting physical card shipments through Stripe’s Visa network. The company plans phased batch expansions over coming weeks and months to onboard remaining applicants.
2. Card Features and Rewards
The card extends Fold’s bitcoin rewards model, offering an unlimited 1.5% base rate plus behavior-based boosts for up to 4% bitcoin back on eligible purchases. Additional rewards include partner network offers and a 0.5% bonus on bitcoin bill payments.
3. App Integration and Controls
Users can access virtual cards instantly via Apple Pay and Google Pay, view pending and posted bitcoin rewards in real time, and manage controls like lock, fraud alerts and card replacement within the Fold App.
4. Strategic Implications
This full credit product rollout marks a major step in Fold’s strategy to drive user growth and engagement, potentially boosting transaction volume and positioning the company as a leading bitcoin financial services provider.




