Forum Markets Secures $10M Warehouse Facility to Finance Auto Loans with 12%–13% Yield
Forum Markets has secured a $10 million revolving warehouse facility to finance fully secured first-lien auto loans originated through Automatic USA, structured for 7-10 business-day holding periods with forward sales to long-term buyers. The blockchain-based model embeds Karus AI underwriting and Liquidity.io settlement to deliver 12%–13% annualized yields and nonstop loan settlement.
1. Warehouse Facility Agreement
Forum Markets entered a $10 million revolving warehouse facility agreement to finance fully secured first-lien auto loans originated through Automatic USA. The 12-month facility provides scalable capital at the point of origination, with loans held for 7-10 business days and sold forward to long-term buyers, including Forum’s tokenization subsidiaries.
2. Blockchain Settlement and AI Underwriting
Forum Markets combines blockchain settlement infrastructure from Liquidity.io with AI-driven credit analytics by Karus to enable 24/7/365 loan settlement and instant capital deployment into auto dealer networks. This integration transforms traditional batch-settlement warehouses into a real-time, on-chain issuance framework.
3. Yield Profile and Tokenization Strategy
The warehouse facility is expected to generate 12%–13% annualized yield, enhancing the blended return profile of upcoming auto loan tokens. This structure serves as both a proof of concept and an income-generating deployment, establishing a repeatable pipeline for scaling institutional-grade, on-chain credit assets.