In 2025 Glacier Bancorp completed its largest acquisition year to date with two transformational deals. In April the company closed on Bank of Idaho, adding eight branches across Ada and Canyon counties, markets that have seen deposit growth rates of more than 10% annually over the past three years. In October the bank acquired Guaranty Bank & Trust, marking its entry into Texas with 12 new branches in the Dallas–Fort Worth metroplex. Together these acquisitions added approximately $2.3 billion in loans and $1.9 billion in deposits to Glacier’s balance sheet, increasing total assets by nearly 15% compared with year-end 2024 levels.

Glacier Bancorp reported fourth-quarter earnings of $0.49 per share, falling short of the consensus forecast of $0.59. This result compares with $0.54 per share in the prior-year quarter, reflecting pressure on net interest margin from elevated funding costs. Net interest income for the quarter rose 8% year-over-year to $199 million, driven by loan growth but partially offset by a 15 basis-point contraction in margin. Noninterest income increased 5%, supported by higher fee income from mortgage servicing, while noninterest expenses rose 6% due to integration and technology investments related to the two recent acquisitions.

Glacier Bancorp completed the Bank of Idaho platform conversion in September and plans to convert Guaranty Bank & Trust in February 2026. Management projects these integrations will unlock $15 million in annual cost synergies by the end of 2026. For full-year 2026 the bank is targeting loan growth of 12% to 15% and deposit growth of 10% to 12%, driven by expanded commercial lending in Idaho and Texas. The company reiterated its medium-term target of a 1.50% to 1.60% net interest margin and a 20% return on average tangible common equity as integration benefits ramp up.