Goldman Sachs Sees Four Fed Rate Cuts in 2026, Cites AI Credit Demand

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Goldman Sachs global head of investment grade credit, Jonny Fine, forecasts four Federal Reserve rate cuts in 2026, citing a cooling macroeconomic outlook. He also noted that tech giants including Alphabet and Oracle plan to allocate billions toward AI buildouts, driving corporate credit demand.

1. Forecast of Four Rate Cuts

Jonny Fine, Goldman Sachs’s global head of investment grade credit, projects four Federal Reserve rate cuts in 2026 based on indicators pointing to slowing growth. He argues that economic data no longer support maintaining current rate levels, prompting expectations of a more accommodative policy path.

2. Tech Sector AI Funding

Fine highlighted that major technology firms such as Alphabet and Oracle are earmarking substantial capital for AI infrastructure and research. These planned investments are set to increase corporate borrowing activity, particularly in the investment grade bond and loan markets.

3. Implications for Goldman Sachs

Heightened credit issuance tied to AI spending could bolster Goldman Sachs’s fixed-income underwriting and trading divisions. Additionally, anticipated rate cuts may enhance bond market liquidity and support trading revenues for the firm.

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