Hanover Expands Motorcycle and ORV Insurance to Six States with $1,500 Equipment, $1,000 Apparel Limits
The Hanover Insurance Group expands motorcycle coverage to Maryland and Virginia and off-road vehicle insurance in Maine, New Hampshire, Ohio and Pennsylvania, offering an agreed-value option, $1,500 custom equipment and $1,000 safety apparel coverage. Plans include a Platinum waiver of deductible and attach to existing auto policies across multiple states.
1. State Expansion
The Hanover has extended motorcycle insurance into Maryland and Virginia and off-road vehicle (ORV) coverage into Maine, New Hampshire, Ohio and Pennsylvania, bringing its motorcycle insurance to 15 states and ORV coverage to 10 states, with plans for further expansion later this year.
2. Coverage Features
Policy enhancements include an agreed-value option for motorcycles, $1,500 custom equipment and $1,000 safety apparel coverage, and a distinctive Hanover Platinum waiver of deductible to protect riders’ investments and simplify claims.
3. Strategic Impact
These offerings integrate with existing auto policies, supporting The Hanover’s total account strategy to boost customer retention, streamline agent operations and expand cross-sell opportunities alongside umbrella, cyber and collector car products.