Hartford Insurance Q4 EPS $4.06, 6.3% Revenue Growth Spurs $135 and $156 Targets
The Hartford Insurance Group posted Q4 2025 EPS of $4.06 versus a $3.22 consensus, driven by 6.3% revenue growth to $7.3 billion, expense ratio improvements and $3.8 billion in core earnings. The surge yielded a 19.4% return on equity and prompted target-price hikes to $135 and $156.
1. Strong Fourth-Quarter Results
The Hartford Insurance Group posted Q4 2025 earnings per share of $4.06 versus consensus of $3.22, supported by a 6.3% increase in revenue to $7.3 billion, expense ratio improvements, and $3.8 billion in core earnings, achieving a 19.4% return on equity.
2. Analyst Ratings and Target Price Hikes
Following the beat, Roth Capital raised its price target 12.5% to $135 citing lower catastrophe losses and higher investment yields, while Wells Fargo upped its target to $156 and maintained an Overweight rating; the median analyst target stands at $149 based on 27 estimates.
3. Business Operations and Segments
Hartford operates across Commercial Lines, Group Benefits and retail investment services through Hartford Funds, leveraging diversified underwriting, reduced claims costs and investment income to bolster profitability and support its growth trajectory.