Regulator-approved homeowners’ insurance rates nationwide have climbed 45.8% since 2020, nearly double the rate of inflation. Colorado saw the largest divergence at a 74.4-percentage-point gap over five years, driven by rising payouts for climate disasters, higher building material costs and medical liability expenses, prompting many to raise deductibles or reduce coverage.

Reddit’s digital advertising business is experiencing rapid growth, backed by an expanding advertiser base and improved return on ad spend. This performance positions Reddit for potentially greater upside compared to Alphabet, as brands seek performance-driven platforms and shift budgets toward emerging social media channels.