Klarna will publish its Q4 2025 financial results on Thursday, February 19, 2026 before market open on its investor relations website. The company will host a live earnings webcast at 8:30 a.m. ET the same day, featuring CEO and co-founder Sebastian Siemiatkowski and CFO Niclas Neglen. Shareholders may register to attend the webcast and a replay will be made available afterward. In partnership with Say Technologies, verified shareholders can submit and upvote questions via a secure portal from February 11 at 8:30 a.m. ET through February 18 at 8:30 a.m. ET. Non-U.S. shareholders or those with accounts unable to connect via Plaid should allow up to two business days for verification. This structured engagement aims to enhance transparency around Klarna’s quarter-end performance and strategic priorities heading into 2026.

According to ResearchAndMarkets.com, the global Buy Now Pay Later (BNPL) payment market is projected to grow 18.9% year-over-year to US$509.2 billion in 2026 and reach US$1.00 trillion by 2031 at a 14.7% compound annual growth rate. Klarna remains a dominant pure-play BNPL provider alongside Affirm, leveraging its extensive merchant network and diversified product suite—including savings-account functionality and card integrations—to defend market share as banks, card issuers and payment networks intensify competition. As regulatory scrutiny tightens and consumer credit assessments become more stringent, Klarna’s scale and compliance infrastructure position it to capitalize on increasing demand for predictable, interest-free installment solutions in developed markets such as the U.S. and Europe.