Klarna, the global digital bank and flexible payments provider, will publish its Q4 2025 earnings on Thursday, February 19, 2026, before market open on its investor relations website. The company will host a live webcast at 8:30 a.m. ET, featuring CEO and co-founder Sebastian Siemiatkowski and CFO Niclas Neglen, to discuss financial metrics and strategic outlook. Shareholders can submit and upvote questions via Say Technologies from February 11 to February 18, with verification through Plaid or manual review. A replay of the webcast will be available on investors.klarna.com following the live event.

Klarna remains a dominant pure-play Buy Now Pay Later provider as the global BNPL market is forecast to grow 18.9% year-over-year to reach $509.2 billion in 2026. The segment has achieved a 25.3% CAGR from 2022–2025 and is projected to expand at a 14.7% CAGR through 2031, reaching $1.00 trillion. Klarna’s integrated product suite—combining checkout financing, virtual and physical cards, and bank-like features—positions it to capture an estimated 22% share of global BNPL volume, outpacing competitors by leveraging over 450,000 merchant partnerships and a consumer base exceeding 150 million active users.