LendingClub Reports 33% Origination Growth and 23% Revenue Gain in 2025
LendingClub increased loan origination volume by 33% in 2025, boosting net revenues by 23% and delivering record net interest income. It expanded its regulated digital bank through Tally Technologies IP acquisition, diversified funding with Blue Owl and BlackRock partnerships, and grew its FDIC-insured deposit base.
1. 2025 Origination and Revenue Growth
LendingClub achieved a 33% year-over-year increase in personal loan origination volume during 2025, driving a 23% rise in total net revenues. Net interest income reached record levels as both marketplace fees and balance-sheet lending margins expanded amid stronger pricing and higher utilization.
2. Strategic Acquisitions
The company acquired the intellectual property of Tally Technologies in 2024 and a spending intelligence platform later that year to enhance consumer debt-management tools. These additions aim to deepen member engagement by offering pre-screened credit offers and detailed spending analytics.
3. Diversified Funding Partnerships
LendingClub secured large capital commitments through structured certificates with BlackRock and forward-flow agreements with Blue Owl, reducing reliance on any single funding source. These partnerships support both marketplace originations and balance-sheet growth without dilutive equity financings.
4. FDIC-Insured Deposit Base Growth
The bank’s deposit arm expanded via high-yield savings and checking products, bolstering low-cost funding for balance-sheet lending. A growing FDIC-insured deposit base strengthens liquidity and provides a stable funding engine for future loan originations.