Marqeta Breaks Even in Q4 EPS, Revenue Surges 26.8% to $172M
Marqeta posted adjusted Q4 EPS of $0.00 versus an expected $0.01 loss and improved from a $0.05-per-share loss a year ago. Fourth-quarter revenue climbed 26.8% year-over-year to $172.1 million, exceeding estimates by 3%.
1. Q4 Financial Results
Marqeta delivered adjusted earnings of $0.00 per share in the quarter ended December 2025, reversing a $0.05-per-share loss from the prior year and topping the expected $0.01 loss. This marks the first break-even quarter in the company’s history.
2. Revenue Growth and Estimate Beats
Revenue reached $172.11 million, up 26.8% year-over-year, and surpassed the prior consensus by approximately 3%. The company has beaten revenue forecasts in each of the last four quarters, driven by higher transaction volumes.
3. Outlook and Market Reaction
Following the report, Marqeta shares have fallen about 13.9% since January as investors weigh sustainability of profits. Consensus for the coming quarter calls for breakeven EPS on $167.5 million in revenue, setting a benchmark for upcoming guidance.