Mastercard Opens 24/7 Stablecoin Settlements with USDC, RLUSD and More
MA•Mastercard will enable intraday, holiday and weekend settlement of credit card transactions using regulated stablecoins including Circle’s USDC, Ripple’s RLUSD, Paxos tokens (PYUSD, USDG, USDP) and SoFiUSD. Settlement will be supported on Ethereum, Solana, Tempo, XRP Ledger and Base, with initial rollout in the U.S. and Latin America.
1. Expanded Settlement Capabilities
Mastercard has introduced intraday, holiday and weekend settlement options for credit card transactions using regulated stablecoins, aiming to enable continuous, 24/7 transaction processing and improve liquidity timing for issuers and acquirers worldwide.
2. Supported Stablecoins and Blockchains
The expanded service includes support for Circle’s USDC, Ripple’s RLUSD, Paxos-issued PYUSD, USDG and USDP, plus SoFiUSD. Settlement will be enabled on multiple networks, including Ethereum, Solana, Tempo, the XRP Ledger and Base.
3. Initial Market Rollout and Partners
The new settlement options will launch first in the U.S. and Latin America with partners ARQ (formerly DolarApp), CBW Bank, Cross River, Lead Bank and Nuvei, with Mastercard planning further geographic and partner expansions by year-end.
4. Impact on Operations and Strategy
By embedding stablecoin settlement into its network, Mastercard strengthens its blockchain infrastructure, offers issuers greater flexibility in liquidity management outside traditional banking hours, and cements its role in digital asset payment solutions.
