MetroCity Bankshares’ Q4 Net Income Up 12.8% YoY; Loans +$1.1B, Deposits +$952.9M

INCINC

MetroCity Bankshares reported Q4 net income of $18.3M ($0.68/sh), up 6% sequentially and 12.8% year-over-year, and full-year 2025 net income of $68.7M ($2.64/sh), up 6.5%. NIM increased to 3.73%, loans held for investment rose by $1.1B (36.6%) and deposits grew $952.9M (35.4%) after the First IC acquisition.

Sources

PPPG