Microsoft Selects Checkout.com for EMEA Payments on Xbox, 365 and Azure
MSFT•Microsoft has selected Checkout.com to handle card acceptance for Xbox, Microsoft 365 and Azure across Europe, Middle East and Africa markets, leveraging its digital payments platform. The deal includes integration via Microsoft Payments API and incorporation of Checkout.com’s AI-driven Intelligent Acceptance tool to optimise transaction routing and reduce failures.
1. Partnership Overview
Microsoft has entered into an agreement with Checkout.com to support digital payments across key product lines—including Xbox, Microsoft 365 and Microsoft Azure—in Europe, the Middle East and Africa. Under the pact, Checkout.com will provide card acceptance services and a unified payment experience for transactions routed through a single platform.
2. Technical Integration
The collaboration leverages the Microsoft Payments API to connect Microsoft’s commerce layer with Checkout.com’s platform, ensuring seamless routing of payments. Microsoft will also deploy Checkout.com’s Intelligent Acceptance, an AI-powered optimisation tool that uses real-time network data to minimise declines and improve transactional success rates.
3. Strategic Implications
By adopting Checkout.com’s performance-optimised and scalable infrastructure, Microsoft aims to enhance reliability and consistency across its global enterprise operations. The partnership is expected to streamline payment workflows, reduce failures in high-volume EMEA markets and bolster the user experience for millions of customers.





