Nu Holdings Stock Up 46% in Six Months on Brazil, Mexico, Colombia Growth
Nu Holdings stock has risen 46% over six months, outpacing the industry’s 27% growth driven by record revenue gains and efficiency improvements. The digital bank now serves 110 million Brazilian customers with 85% activity and has added 13 million Mexican and nearly 4 million Colombian users.
1. Six-Month Stock Performance
Nu Holdings stock climbed 46% over the past six months, outpacing the broader digital banking industry’s 27% gain. This rally reflects strong revenue growth, improving efficiency ratios and rising customer engagement across key markets.
2. Brazil Market Leadership
The company now serves 110 million customers in Brazil, covering over 60% of the adult population with an 85% activity rate. High engagement underpins cross-selling of lending and financial products, driving ARPAC growth and deeper customer relationships.
3. International Expansion
Expansion in Mexico has yielded 13 million customers and in Colombia nearly 4 million, underlining the scalability of Nu’s digital-first banking model. Consistent activity rates across these markets suggest sustainable momentum and diversified growth avenues.
4. Financial Metrics and Outlook
Nu Holdings delivered record revenues and improved its efficiency ratio, achieving a trailing 12-month return on equity of 30.1% and return on invested capital of 14.3%, well above industry averages. Consensus estimates project 35.8% revenue growth in fiscal 2025 and 30.8% in 2026, with earnings rising over 44% next year.