Orange County Bancorp Joins KBW Honor Roll, Reports 49% Net Income Surge
Orange County Bancorp posted record 2025 net income of $41.6 million, +49% year-over-year, expanded net income margin 35 bps to 4.18% and grew loan portfolio 7.4% to $2.0 billion. It was named for the first time to KBW’s Bank Honor Roll as one of 17 banks with decade-long earnings growth.
1. First-Time KBW Honor Roll Inclusion
Orange County Bancorp was named to the 2026 KBW Bank Honor Roll for the first time, identifying it as one of 17 elite banks with the strongest or most consistent earnings growth over the past decade, representing only 6% of eligible banks.
2. 2025 Financial Highlights
In 2025, Orange County Bancorp earned a record $41.6 million in net income, up nearly 50% from $27.9 million in 2024, expanded its net income margin by 35 basis points to 4.18%, grew its loan portfolio by 7.4% to $2.0 billion and increased deposits by 7.3% to $2.3 billion.
3. Strategic Significance
The Honor Roll recognition underscores the bank's long-term growth strategy and consistent earnings trajectory, reinforcing its reputation as a high-performing institution and potentially enhancing its appeal to investors and clients.