Origin Bancorp publishes third-quarter 2026 earnings call transcript
OBK•Origin Bancorp reported third-quarter 2026 EPS of $1.22 and raised its pre-tax pre-provision ROA outlook to above 1.85% for the fourth quarter and above 1.75% for the full year.
1. Results and outlook
Origin Bancorp reported $1.22 EPS during its third-quarter 2026 earnings call. Management raised its pre-tax pre-provision ROA outlook to above 1.85% for the fourth quarter and above 1.75% for the full year, and forecast fourth-quarter net interest margin of 4%, plus or minus 5 basis points, assuming another 25-basis-point rate hike in December.
2. Growth and spending
Management targeted high-single-digit loan growth for the year and expects similar growth in 2027 as new hires ramp up. Planned technology spending shifted into 2027, potentially accelerating expense growth in the first half; management still expects positive operating leverage.
