Total assets increased to $1.32 billion at June 30, 2026 from $1.09 billion at Dec. 31, 2025; loans receivable, net jumped 50% to $877.4 million.
The OCC terminated the bank’s Formal Agreement on June 30, 2026, reclassifying it as “well capitalized” with a total risk-based capital ratio of 14.15%.
Q2 FY26 earnings and income improve
Patriot National Bancorp swung to net income of $100,000 in Q2 2026 from a net loss of $5 million a year earlier.
Net interest income more than doubled to $9 million, lifting net interest margin to 3.03% from 1.85%.
Non-interest income rose to $3.1 million from $2 million, while non-interest expense climbed to $12.8 million from $9.7 million.
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