Provident Financial Q3 Net Income $1.4M; Full-Year 2026 Revenue Cut to $40.5M
Provident Financial posted fiscal Q3 net income of $1.4 million, 21 cents per share, on $14.6 million in revenue and $9.9 million in adjusted revenue. Analysts project Q3 2026 revenue of $10.10 million and EPS of $0.31, while cutting full-year 2026 revenue to $40.50 million and EPS to $1.21.
1. Preview of Q3 2026 Estimates
Provident Financial is set to report Q3 2026 revenue estimates of $10.10 million and earnings of $0.31 per share. Full-year 2026 revenue forecasts have been lowered to $40.50 million with EPS projected at $1.21, while 2027 revenue is seen at $42.00 million and EPS at $1.31.
2. Fiscal Q3 Actual Results
In its fiscal third quarter, Provident Financial recorded net income of $1.4 million, or $0.21 per share, on total revenue of $14.6 million. The company also reported $9.9 million in adjusted revenue, highlighting differences in core operating performance.
3. Estimate Trend Revisions
Over the past 90 days, full-year 2026 revenue estimates have declined from $41.90 million to $40.50 million and EPS projections have fallen from $1.34 to $1.21. Conversely, analysts have increased 2027 EPS forecasts from $1.23 to $1.31 while trimming revenue estimates to $42.00 million.
4. Analyst Price Targets and Ratings
The one-year average price target stands at $16.00, implying roughly a 6% downside from the current share price. The consensus brokerage recommendation is a Hold, and the GF Value estimate of $16.43 suggests modest downside potential.