QCR Holdings reports higher Q2 earnings and improved efficiency
QCR Holdings posted Q2 2026 net income of $36.3 million, lifting diluted EPS 28% year over year to $2.19.
Return on average assets strengthened to 1.51%, while the efficiency ratio improved 3.1 percentage points to 54.6%.
Noninterest income climbed to $29.4 million from $23 million in Q1, driven by LIHTC capital markets revenue rising 69% year over year to $16.7 million.
Total loans grew $216.9 million, or 12% annualized excluding LIHTC offtake and m2 runoff; LIHTC offtake transactions totaled $443.6 million.
Management reaffirmed guidance for 10%–15% annualized gross loan growth in the final two quarters of 2026 and $60 million–$70 million capital markets revenue over the next four quarters.
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