On January 20, 2026, BOK Financial Corporation reported fourth-quarter earnings per share of $2.91, comfortably above the consensus estimate of $2.16. Revenue for the period reached $560.1 million, exceeding analysts’ forecasts of $549.4 million. This marks a record performance for both the fourth quarter and full year of 2025, driven by robust net interest income and fee growth. The adjusted net income per share of $2.48 also surpassed the Zacks Consensus Estimate of $2.13, representing a year-over-year increase of 16.9%.

BOKF’s net interest margin expanded to 2.98%, reflecting disciplined funding costs and expense management. Sequentially, loans rose by 3.2% to $25.6 billion and deposits increased 2.4% to $39.4 billion, underscoring sustained demand in its Southwest and Midwest markets. Key valuation metrics include a price-to-earnings ratio of 13.68, a price-to-sales ratio of 2.47, an enterprise-value-to-sales ratio of 3.56 and an enterprise-value-to-operating-cash-flow ratio of 7.80. The company’s debt-to-equity ratio stands at 0.78, while its earnings yield is approximately 7.31%.

Following the earnings release, Raymond James set a new price target of $140 for BOKF, implying potential upside of 7.87%. The firm’s Q4 2025 earnings call provided further insight into strategic priorities, including technology investments and regional expansion. BOKF’s market capitalization is approximately $8.21 billion, and average daily trading volume recently reached 413,849 shares, reflecting active investor interest in the company’s growth trajectory.