reAlpha completes InstaMortgage acquisition for about $8.5 million

reAlpha completed its acquisition of mortgage lender InstaMortgage on Aug. 19, 2026, adding in-house origination, underwriting, and funding.

Deal value totaled about $8.5 million, subject to closing adjustments.

Consideration included $0.5 million cash, $1.5 million reAlpha common stock at closing, and up to $6.5 million deferred over three years.

At least $1.5 million of deferred consideration must be paid in cash; remaining installments can be cash or shares.

The combined mortgage platform covers 38 states and Washington, D.C.; two state approvals remain outstanding, affecting 0.82% and 20.49% of volume.