RLI Corp Q4 EPS Jumps 80.8% to $0.94, Revenues Slightly Miss Estimates
RLI Corp reported Q4 2025 operating earnings of $0.94 per share, beating consensus by 23.6% and marking an 80.8% year-over-year increase. Operating revenues were $449 million (+3%) but missed consensus by 0.4%, gross premiums written fell 2.1% to $463.2 million, and net investment income climbed 9.2% to $42.3 million.
1. Strong Q4 Earnings Beat
RLI Corp reported operating earnings of $0.94 per share in the fourth quarter of 2025, up 80.8% year-over-year and outperforming the consensus estimate by 23.6%. This surge reflects improved underwriting results and expense management across key segments.
2. Revenue and Premium Performance
The company generated operating revenues of $449 million, a 3% increase from the prior year, yet fell short of analyst expectations by 0.4%. Gross premiums written declined 2.1% to $463.2 million, primarily due to weaker performance in the Property segment.
3. Investment Income Growth
Net investment income rose 9.2% year-over-year to $42.3 million, with the investment portfolio delivering a 1.5% total return for the quarter. This gain helped offset margin pressure from lower premium volumes.