Silvia analysis puts high-net-worth threshold at $1 million in investable assets
SVIA•Silvia’s analysis says high-net-worth status generally starts at $1 million in investable assets, excluding primary residences. It counts 8.7 million U.S. high-net-worth individuals in 2025 and says the top 1% held 34.8% of the group’s wealth.
1. Wealth thresholds
Silvia’s analysis defines high-net-worth status as at least $1 million in investable assets, excluding primary residences. It says the United States had 8.7 million high-net-worth individuals in 2025, the largest national population. Ultra-high-net-worth status generally starts at $30 million, a threshold met by about 250,000 people worldwide.
2. Wealth concentration
The top 1% of high-net-worth individuals held 34.8% of the group’s wealth. The analysis says these thresholds shape advisory services, pricing and access to private investments.
