SoFi Achieves First $1B Q4 Revenue, 37% Growth and $4.655B 2026 Target
SoFi posted its first-ever $1 billion revenue quarter in Q4, up 37% year-over-year, adding a record one million members. Management set 2026 targets of $4.655 billion in revenue (30% growth), $1.6 billion adjusted EBITDA (34% margin), and $0.60 adjusted EPS, while CEO Anthony Noto purchased 28,900 shares at $17.32.
1. Fourth Quarter Results
SoFi posted its first-ever $1 billion revenue quarter in Q4, representing a 37% year-over-year increase driven by its suite of banking, lending, and investing products.
2. Record Member Growth
The company added a record one million members during the quarter, reflecting strong demand for its integrated financial platform and competitive savings rates.
3. 2026 Financial Guidance
SoFi set full-year 2026 targets of $4.655 billion in revenue (30% growth), $1.6 billion in adjusted EBITDA (34% margin), and $0.60 in adjusted EPS, underscoring its path to profitability.
4. CEO Stock Purchase
Chief Executive Anthony Noto purchased 28,900 shares at a weighted average price of $17.32, signaling management’s confidence in the company’s valuation and growth trajectory.