In the third quarter, Commonwealth Equity Services LLC divested 64,278 shares of SoFi Technologies, representing an 11.9% reduction in its position. After the sale, the firm held 477,880 shares of SoFi, valued at approximately $12.63 million according to the latest SEC 13F filing. This move contrasts with other institutional managers: SJS Investment Consulting increased its stake by 840.3% to 1,119 shares, Hilltop National Bank expanded by 888.0% to 1,976 shares, and Grove Bank & Trust lifted its holdings by 151.4% to 2,004 shares. Overall, institutional investors now own 38.43% of SoFi’s outstanding shares.

During the same reporting period, two senior executives executed notable stock sales. President and COO Arun Pinto sold 46,132 shares, reducing his ownership by 25.0% and generating proceeds of $1.14 million. EVP Kelli Keough followed with a sale of 10,340 shares, trimming her stake by 3.75% and realizing $273,286. Together, insiders have offloaded 167,813 shares valued at $4.40 million over the past 90 days, accounting for 2.60% of total shares outstanding.

SoFi reported third-quarter revenue of $949.6 million, up 37.7% year-over-year, and adjusted EPS of $0.11, surpassing consensus by $0.02. Net margin improved to 19.3% while return on equity reached 5.1%. The Company reiterated full-year 2025 EPS guidance at $0.37 and highlighted continued growth in its digital banking, lending and investment segments. Loan originations exceeded $10 billion during the quarter, and deposits on the platform grew by 22% sequentially.

Brokerages remain mixed on SoFi’s outlook. Jefferies and Citigroup maintain Buy ratings—with Citigroup boosting its target by 32%—while UBS and Keefe, Bruyette & Woods hold Neutral and Underperform stances, respectively. Bank of America initiated coverage with an Underperform rating. Of 23 analysts covering the stock, seven assign Buy, thirteen Hold and three Sell ratings. The consensus price target stands at $25.50, suggesting limited upside from current levels.