Synchrony Financial Renews 20-Year Polaris Financing Deal, Offers PRISM Underwriting Tools
Synchrony Financial renewed its nearly 20-year consumer financing partnership with Polaris, extending promotional financing and installment loan offerings across Polaris’ U.S. dealer network for off-road vehicles, parts, accessories, gear, and service products. Polaris dealers retain access to Synchrony’s full industry-specific digital tools including PRISM for data-driven underwriting.
1. Partnership Renewal
On February 25, Synchrony Financial and Polaris extended their consumer financing collaboration, marking almost two decades of partnership. The renewal ensures that Polaris customers continue to benefit from customized financing solutions at dealerships nationwide.
2. Financing Solutions Offered
Synchrony will provide promotional financing and flexible installment loans for Polaris off-road vehicles—including RANGER, RZR, GENERAL, Sportsman ATVs—along with parts, accessories, gear, and vehicle service and protection products through Polaris’ dealer network.
3. Digital Tools and Underwriting
Polaris dealers will maintain access to Synchrony’s full suite of digital tools, notably the PRISM platform, which leverages data-driven underwriting to assess consumer creditworthiness and facilitate faster, more responsible lending decisions.
4. Strategic Impact for Synchrony
The extension reinforces Synchrony’s position in the powersports financing market, supporting dealer sales and consumer purchasing power while driving continued growth in its retail financing segment.