Upstart July loan originations total $1,397 million
UPST•July origination volume and macro index
- Upstart posted July 2026 origination volume of $1.4 billion across 27.4 origination days, implying $51 million per day.
- Upstart Macro Index was 1.5 on Aug. 3, up from 1.49 on July 8, a 0.67% increase.
- UMI at 1.5 implies default risk about 50% above normal, versus about 49% previously.




