Upstart Q2 FY26 net income more than doubled to $16.5 million; revenue rises 42% to $365 million
UPST•Q2 results and operating metrics
Upstart reported Q2 2026 revenue of $365 million, up 42% year-over-year.
- Net income rose to $16.5 million, more than doubled year-over-year; diluted EPS was $0.16.
- Originations climbed to $4.2 billion, up 50% year-over-year; loans originated rose 50% to 558,014.
- Contribution profit hit an all-time high of $193 million, up 37% year-over-year; contribution margin slipped 3 percentage points to 55%.
- Upstart kept its full-year 2026 outlook for revenue at about $1.4 billion; adjusted EBITDA forecast stayed about $294 million.
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