Upstart reports October originations of $1.25 billion
UPST•Upstart reported October 2026 loan originations of $1.25 billion, averaging $48.1 million per day across 25.95 origination days. Its macro index rose to 1.53 on November 3 from 1.49 on October 5, indicating default risk approximately 53% above the normal-economy baseline.
1. October originations
Upstart reported October 2026 loan originations of $1.25 billion. Daily originations averaged $48.1 million across 25.95 origination days.
2. Macro index rises
Upstart’s macro index rose to 1.53 on November 3, 2026, from 1.49 on October 5, 2026. The reading indicates default risk approximately 53% above the normal-economy baseline. The index has remained above 1.0 since early 2022 but below its 2024 peak of 1.68.




