Upstart Shares Jump 3.7% After Price Target Raised to $30, Launches Cash Line
Upstart shares rose 3.7% after Compass Point raised its rating to Neutral and lifted the price target to $30 from $20 following a Q4 report projecting 35% annual revenue growth through 2028. The company also launched a Cash Line product to deliver always-on credit access to millions of Americans.
1. Compass Point Upgrade and Outlook
Shares of Upstart climbed 3.7% after Compass Point upgraded the stock from Sell to Neutral and increased its price target to $30 from $20. The change followed Upstart’s Q4 2025 earnings release, in which the company forecasted roughly 35% annual revenue growth through 2028, underscoring long-term expansion expectations.
2. Launch of Cash Line Product
Upstart introduced Cash Line, a new perpetual credit facility designed to provide always-on access to funds for millions of U.S. consumers. This offering aims to deepen customer engagement, expand the company’s lending footprint beyond AI-driven point-of-sale loans, and drive incremental loan volume.