U.S. accessible home equity hits record $13.2 trillion in Q2, First American reports
FAF•U.S. accessible home equity reached a record $13.2 trillion in the second quarter of 2026, up 1.5% year over year, First American's inaugural report found.
1. Equity reaches new high
Accessible home equity rose 1.5% year over year to a record $13.2 trillion in the second quarter of 2026, while mortgage-rate-locked accessible equity declined 2%. Homeowners with mortgage rates below prevailing rates held $11.6 trillion, or 88%, of accessible equity; the average 30-year mortgage rate was 6.49% at quarter-end.
