Voya Q4 EPS Misses by 8% Despite 38.5% Growth, Revenues up 5.7%

VOYAVOYA

Voya Financial reported Q4 2025 adjusted operating earnings of $1.94 per share, missing consensus estimates by 8% but rising 38.5% year over year. Total operating revenues increased 5.7% to $2.0 billion, while EPS benefited from share repurchases and was partially offset by higher corporate accruals for performance-based compensation.

1. Q4 Earnings and Revenue Performance

Voya Financial posted adjusted operating earnings of $1.94 per share in Q4 2025, up 38.5% year over year but 8% below consensus estimates. Operating revenues increased 5.7% to $2.0 billion, reflecting higher contributions across wealth management, asset management and insurance segments.

2. Higher Compensation Accruals Impact

Corporate expenses rose due to increased accruals for performance-based compensation, partially offsetting stronger segment earnings. These higher accruals signal robust segment results but weighed on net operating margins.

3. Share Repurchase Enhances EPS

Ongoing share buybacks reduced the share count, boosting per-share metrics. The lower float provided an additional lift to EPS despite the earnings miss versus consensus.

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