2025 ESG report highlights AI governance and social impact
Yiren Digital published its third annual ESG report, covering 2025, highlighting tighter AI governance as it pursues an “All-in-AI” strategy.
Zhiyu and Yizhi large language models completed regulatory filings; MagiCube Agent Platform 2.0 expanded across six operating areas.
The report cites lifecycle model monitoring, limits on facial and voice features, human review in some risk decisions, and traceable records for AI outputs.
Yiren Digital facilitated RMB 19.46 billion in unsecured credit loans to more than 596,500 small business owners; included RMB 2.7 billion to over 80,000 women.
Operational emissions fell 6% year over year, and the rural education program supported nearly 17,500 students in 2025.
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