X Financial American Depositary Shares, each representing six Class A Ordinary Shares (XYF) is a publicly traded Financial Services sector company. As of May 21, 2026, XYF trades at $4.75 with a market cap of $177.94M and a P/E ratio of 0.00. XYF moved +1.71% today. Year to date, XYF is -21.75%; over the trailing twelve months it is -70.01%. Its 52-week range spans $3.30 to $20.36. Rallies surfaces XYF's financials, insider trades, hedge fund holdings, congressional trades, analyst ratings, and AI-generated research below.
X Financial’s 2025 Loan Origination Up 24.5% While Q4 Margins Collapse to 1.4%: X Financial’s 2025 loan originations jumped 24.5% to propel assets to RMB14.667 billion, supported by RMB2.13 billion in restricted cash, tighter risk controls and ongoing share repurchases. In Q4, originations plunged 29.5% YoY, operating margin shrank to 1.4% and 31–60 day delinquency rose to 2.9% under a 24% borrowing cost cap.
| Metric | Value |
|---|---|
| Price | $4.75 |
| Market Cap | $177.94M |
| P/E Ratio | 0.00 |
| EPS | $0.00 |
| Dividend Yield | 0.28% |
| 52-Week High | $20.36 |
| 52-Week Low | $3.30 |
| Volume | 100 |
| Avg Volume | 0 |
| Revenue (TTM) | $0 |
| Net Income | $0 |
| Gross Margin | 0.00% |
XYF analyst coverage data. Average price target: $0.00.